Dataset refreshed 18 Oct 2026
Find the highest rate for your money in seconds.
310+ banks · Stop hopping bank websites — we already did. FD, RD, Savings, NRE & FCNR · Updated daily from official sources
Today's top 3 FD rates
1
Urban Co-operative · 12 Months To 24 Months
9.00%
See bank
2
District Co-operative · 2 to 3 years
8.50%
See bank
3
District Co-operative · Special 400 days
8.25%
See bank
Top rates are often from co-operative banks (DICGC-insured up to ₹5 lakh). Prefer scheduled banks →
See today's best FD ratesBest FD rates
See today's best recurring deposit ratesBest RD rates
See today's best FCNR ratesBest FCNR rates
Compare banks
- No ads
- No affiliate links
- Official bank sources
- Checked daily
Highest rates right now
Highest rate per product across every bank we track
Fixed Deposit
Up to
9.00%
highest of 249 banks
1.98 pts above the 7.02% average
See who pays 9.00%
Recurring Deposit
Up to
8.25%
highest of 81 banks
1.46 pts above the 6.79% average
See who pays 8.25%
Savings Account
Up to
5.00%
highest of 154 banks
2.00 pts above the 3.00% average
See who pays 5.00%
NRE Fixed Deposit
Up to
7.45%
highest of 46 banks
0.75 pts above the 6.70% average
See who pays 7.45%
FCNR(B) Deposit · USD
Up to
7.10%
highest of 33 banks
2.46 pts above the 4.64% average
See who pays 7.10%
Deposits below ₹3 crore, general public. NRE and FCNR show the highest rate for NRI deposits. Dataset refreshed 18 Oct 2026.
Rate explorer
Every bank's fixed deposit rate at every term. Hover a dot to trace a bank's curve, drag to select a range, or pick your bank.
Customer
Sector
Rates for general customers, in % per year. The dashed line follows the best rate at each term.
| Bank | 1 month | 3 months | 6 months | 1 year | 18 months | 2 years | 3 years | 5 years | 10 years |
|---|---|---|---|---|---|---|---|---|---|
| AU Small Finance Bank | 3.50% | 5.25% | 6.35% | 7.10% | 7.00% | 7.10% | 7.00% | 6.75% | – |
| Axis Bank | 3.25% | – | 5.50% | 6.25% | 6.50% | 6.50% | 6.50% | 6.50% | 6.50% |
| Bandhan Bank | 2.95% | 4.20% | 4.20% | 7.00% | 7.00% | 7.45% | 7.25% | 5.85% | 5.85% |
| Bank of Baroda | 3.50% | 5.00% | 5.50% | 6.25% | 6.25% | 6.25% | 6.30% | 6.30% | 6.00% |
| Bank of India | 3.00% | 4.25% | 5.50% | 6.50% | 6.50% | 6.60% | 6.70% | 6.00% | 6.00% |
| Bank of Maharashtra | 2.60% | 4.00% | 5.00% | 6.40% | 6.15% | 6.15% | 5.25% | 5.00% | 5.00% |
| Canara Bank | 3.00% | 4.25% | 5.25% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% | 6.25% |
| Capital Small Finance Bank | 3.50% | 4.75% | 5.50% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% |
| Central Bank of India | 3.50% | 4.25% | 5.50% | 6.10% | 6.10% | 6.25% | 6.00% | 6.00% | 6.00% |
| City Union Bank | 4.25% | 5.75% | 6.00% | 6.65% | 7.15% | 6.50% | 6.55% | 6.55% | 6.25% |
| CSB Bank | 3.50% | 4.75% | 5.50% | 5.25% | 7.25% | 7.25% | 6.25% | 6.50% | 6.50% |
| DCB Bank | 3.75% | 4.75% | 6.00% | 6.90% | 6.90% | 7.50% | 7.00% | 7.50% | – |
| Dhanlaxmi Bank | 4.00% | 5.00% | 5.50% | 6.25% | 6.25% | 6.50% | 6.50% | 6.60% | 6.60% |
| Equitas Small Finance Bank | 4.00% | 5.25% | 6.35% | 7.10% | 7.00% | 7.00% | 7.10% | 7.00% | 7.00% |
| ESAF Small Finance Bank | 3.25% | 4.00% | 4.00% | 6.00% | 7.25% | 7.75% | 6.00% | 5.75% | 5.75% |
| Federal Bank | 3.25% | 4.50% | 5.50% | 6.55% | 6.55% | 6.50% | 6.50% | 6.40% | 6.40% |
| HDFC Bank | 3.25% | 4.25% | 5.50% | 6.25% | 6.45% | 6.45% | 6.45% | 6.40% | 6.15% |
| ICICI Bank | 2.75% | 4.50% | 4.50% | 6.25% | 6.30% | 6.30% | 6.45% | 6.50% | 6.50% |
| IDBI Bank | 3.00% | 5.35% | 5.50% | 6.25% | 6.25% | 6.50% | 6.35% | 6.25% | 5.90% |
| IDFC First Bank | 3.50% | 5.00% | 6.50% | 6.50% | 7.10% | 7.10% | 7.10% | 6.75% | 6.00% |
| Indian Bank | 3.00% | 3.50% | 4.50% | 6.10% | 6.20% | 6.15% | 6.05% | 6.00% | 6.00% |
| Indian Overseas Bank | 3.50% | 3.50% | 4.50% | 6.50% | 6.40% | 6.40% | 6.10% | 6.10% | 6.10% |
| IndusInd Bank | 3.25% | 5.00% | 5.75% | 6.75% | 6.90% | 7.00% | 7.00% | 6.65% | 6.50% |
| Jana Small Finance Bank | 4.25% | 5.00% | 6.50% | 7.00% | 7.30% | 8.00% | 8.00% | 7.77% | 6.50% |
| Karnataka Bank | 3.50% | 4.75% | 5.75% | 6.50% | 6.50% | 6.40% | 6.15% | 6.15% | 5.50% |
| Karur Vysya Bank | 4.00% | 5.75% | 6.25% | 6.55% | 6.55% | 6.55% | 6.55% | 6.55% | 6.25% |
| Kotak Mahindra Bank | 2.75% | 4.00% | 5.50% | 6.35% | 6.55% | 6.65% | 6.40% | 6.25% | 6.25% |
| Nainital Bank | 3.25% | 4.25% | 4.95% | 6.30% | 6.30% | 6.50% | 6.25% | 5.75% | 5.35% |
| Punjab & Sind Bank | 2.85% | 3.35% | 4.85% | 5.85% | 5.85% | 5.95% | 5.85% | 5.95% | 5.85% |
| Punjab National Bank | 3.00% | 4.90% | 5.60% | 6.25% | 6.30% | 6.30% | 6.30% | 6.35% | 6.00% |
| RBL Bank | – | – | – | 7.05% | 7.25% | 7.25% | 7.05% | 6.75% | – |
| Shivalik Small Finance Bank | 4.25% | 4.75% | 6.00% | 6.75% | 7.50% | 8.00% | 6.25% | 6.25% | – |
| Slice Small Finance Bank | 4.25% | 5.25% | 6.25% | 6.25% | 7.25% | 7.75% | 7.50% | 7.00% | 6.50% |
| South Indian Bank | 2.90% | 4.50% | 5.50% | 6.25% | 6.60% | 5.85% | 6.20% | 5.70% | 5.70% |
| State Bank of India | 3.05% | 4.90% | 5.65% | 6.25% | 6.25% | 6.40% | 6.30% | 6.05% | 6.05% |
| Suryoday Small Finance Bank | 4.25% | 5.00% | 5.50% | 7.25% | 7.25% | 7.25% | 7.25% | 8.25% | 7.25% |
| Tamilnad Mercantile Bank | 4.50% | 5.80% | 6.30% | 6.80% | 6.60% | 7.00% | 6.70% | 6.70% | 6.70% |
| UCO Bank | 3.00% | 4.25% | 5.00% | 6.10% | 6.10% | 6.10% | 6.00% | 6.00% | 6.00% |
| Ujjivan Small Finance Bank | 4.15% | 4.65% | 5.50% | 7.25% | 7.25% | 7.55% | 7.25% | 7.20% | 6.50% |
| Union Bank of India | 2.80% | 4.30% | 5.40% | 6.20% | 6.15% | 6.15% | 6.10% | 6.00% | 6.00% |
| Utkarsh Small Finance Bank | 4.00% | 5.00% | 6.00% | 6.00% | 7.25% | 7.50% | 7.50% | 7.00% | 6.75% |
| Yes Bank | 3.50% | 4.75% | 6.00% | 6.75% | 7.25% | 7.00% | 7.00% | 6.75% | – |
Rate change alerts
Get an email when banks revise their FD, RD, or savings rates. Free, no spam.
Prefer Telegram? Rate changes are posted to our channel. Join on Telegram
Have feedback?
Tell us what would make RateScan.in more useful. No email required.